MoneyKhata turns your traditional Bahi-Khata digital — track who you gave, who you got, set category budgets, run recurring dues and EMIs, collect over UPI and never lose a rupee. Your ledger lives on your phone, encrypted and private.
A complete digital ledger — budgets, recurring dues, UPI collect, reports, tools and reminders — built to work entirely offline.
One tap to record You Gave or You Got. Every party keeps a running balance with full transaction history — just like your paper khata, but searchable.
Set a monthly cap per category — grocery, food, EMI — and watch the progress live. MoneyKhata warns you before you overspend, not after.
Rent, salary, EMI, subscriptions — set a monthly or weekly due once. A reminder appears on the day; you decide Add or Skip. Nothing ever posts on its own.
Save a party's UPI ID once and collect what they owe straight from their khata entry — via any UPI app. No payment gateway, no fees, no middleman.
Sign in with Google and your ledger follows you to every device — phone to phone, always in sync. Guests stay fully offline. Your choice, always.
Where your money goes, at a glance. Category and source breakdowns with drill-downs — all computed on your device.
Ask questions about your ledger in plain language. Strictly opt-in — zero network until you switch it on.
EMI, SIP, FD, RD, GST, bill split, cash counter, number-to-words and more — every calculator a shopkeeper needs, in one place.
AES-256 encrypted backups with an Argon2id passphrase — only you can open them. Restore on a new phone in one file.
Your financial data never leaves your device. No accounts needed, no tracking, no analytics on your ledger. Works fully offline.
Due-date reminders that carry no amounts and no names in the notification — your lock screen never leaks your khata.
Share a party's full ledger as a clean PDF — settled up or still pending, your khata travels on paper too when you want it to.
Clean, fast and readable — big numbers, clear arrows, no clutter. Swipe through the app, one screen at a time.
Use MoneyKhata in the language your khata speaks — not just translated words, but your own numbers in words.
Launch is around the corner — the app hits the stores soon.